Addenda

• Adam Smith extract
• Fraser Institute - Canada’s public-sector pension plans shift investment risks to taxpayer (appeared in the Financial Post, December 6, 2018)
• Taxation in Canada by Stephen Jarislowsky
• The Times - Millions of people are not saving for retirement (Thursday October 19 2017)
• Debt is the only way forward from the Times​ (Thursday October 19, 2017)

New Yorker Cartoon Drawing by Kaamran Hafeez, Written by Al Batt. Published November 14th, 2016